Past timing
How many days early or late this customer has settled similar invoices before.
Collections Engine
Know which invoices will pay late, before they do
Hullect scores every open invoice from the customer's own track record, so your attention goes to the accounts that need it and good payers are left in peace.
What feeds the score
Signals drawn from real payment behavior
The prediction leans on how a customer has actually paid, not on assumptions about who they are.
Invoice size and terms
Larger balances and specific terms tend to move differently, and the score accounts for that.
Response to reminders
Whether earlier nudges tend to bring this customer forward, or whether they need a call.
Recent trend
A customer who used to pay on time but has started drifting is caught early, before a single late invoice becomes a pattern.
Seasonality
Predictable slow periods around quarter ends or festivals are treated as expected, not as new risk.
INV-207Low · on time
INV-188Watch · +6 days
INV-171Watch · +12 days
INV-150High · +28 days
Honest about accuracy
A score is a guide, not a verdict
Prediction sharpens as it sees more of a customer's history. New customers start with a wider margin, and the score is always shown as a range with the reasons behind it, so a person can overrule it at any time.
- Clear reasons attached to every score
- Wider uncertainty for thin histories, stated plainly
- Never used on its own to change a customer's terms
The score guides where effort goes. It never decides on a customer by itself.
Model your ladder
Set your volume and days to pay. Watch the ladder move.
Slide in your numbers and the aging board rebuilds at your scale, showing how a shorter overdue tail pulls cash forward. It is a model of the mechanics, not a forecast of your accounts.
Modeled days to pay
38
Working capital freed
₹ 7.1 cr
Illustration only, not a promise. The ladder above is rebuilt at your scale to show how a shorter aging tail moves cash forward. Real results depend on your customers and terms.
See it on your invoices